Feb 04 How Losses Impact Your Experience Modification Ratio (EMR) By Kurt Gehman Insurance When it comes to Workers’ Compensation, your Experience Modification Ratio, or EMR, is one of the most important numbers tied…Read More
Jan 12 Why Proper Classification Matters for Your EMR By Kurt Gehman Insurance When it comes to Workers’ Compensation, few numbers carry more weight than your Experience Modification Rate, or EMR. It is…Read More
Dec 08 How Reserve Takedowns Strengthen a Workers’ Compensation Captive Program By PBA Workers’ Compensation Program Insurance In a workers’ compensation captive, financial performance is driven not just by safety results, but by how claims reserves develop…Read More
Nov 06 6 Key Workers’ Compensation Trends Employers Need to Know in 2026 By Kurt Gehman Insurance As we move into 2026, employers face a workers’ compensation landscape defined by rising medical costs, expanding mental health and…Read More
Aug 27 Indemnity vs. Medical-Only Claims: What Employers Need to Know By PBA Workers’ Compensation Program Insurance No matter how many safety precautions are taken, construction and trade work come with inherent risks. When injuries occur, understanding…Read More
Aug 01 PBA: The Better Workers’ Comp Option for Builders and Contractors in PA, MD & NJ By Kurt Gehman Insurance Shopping for workers’ comp coverage every year is time-consuming and costly—especially when rates fluctuate and service is inconsistent. That’s why…Read More
May 02 How Your Workers’ Comp Rate is Calculated By PBA Workers’ Compensation Program Insurance If you’re a contractor or business owner, understanding how your workers’ compensation (WC) rate is calculated is key to managing…Read More
Apr 28 How Reinsurance Affects Rates and Premiums By PBA Workers’ Compensation Program Insurance As we move further into 2025, businesses are focusing on ways to tackle key challenges — and gaining control over…Read More
Apr 02 The Future of Workers’ Compensation in the Building Industry – And Why PBA Is the Solution By PBA Workers’ Compensation Program Insurance The landscape of workers’ compensation is evolving rapidly, especially for professionals in the building industry. From builders and contractors to…Read More
Mar 03 The Role of Safety Training in Lowering Workers’ Compensation Claims By PBA Workers’ Compensation Program Insurance When it comes to reducing workers’ compensation claims, safety training is one of the most effective tools available to businesses.…Read More